[Shotgun93]

So, what would your opinion be on buying a vehicle that offers 0.9%-1.9% interest??

Not to buy it. There is an excellent video on that site about car buying. Drive Free, Retire Rich. Watch the video, it will really open your eyes to car buying too. It can be a little hard to get the ball rolling, but once you do, it's a great feeling to never have a car payment. I don't know what the average is for a household, but most people I know have at least two $350-400 car payments. That's a huge chunk of take home pay, especially when you consider how much depriciation there is on cars, and how much interest you pay. Even something as low as two percent ends up being thousands more. Then you end up upside down on a car, owing $16,000 on something worth $7,000.

We own three cars outright, they are nice, realiable cars and we don't make payments. We started with a $1500 1988 Toyota held together with rust and saved the money we would make on a payment. After a little over a year my husband now has a 2001 F150 that we paid $7000 cash for. Dealerships will work with you a lot more if you walk in with cash. I have a 1999 Toyota Rav that we paid $5000 for, when we sold my Isuzu. The extra $1500 we made on it went right back into a savings account.
Let your money build interest for you, don't pay other companies the interest.

We will never have a car payment or a credit card payment again.